A NEW HVAC SYSTEM MAY BE MORE AFFORDABLE THAN YOU THINK.
Whether your priority is a lower monthly payment, promotional 0% financing, preserving your savings, or simply paying in full, CoolTex gives you options.
And unlike companies that focus only on the monthly payment:
We Show You the Price — Not Just the Payment.
You’ll see the full installed price first. Then we’ll show you the financing options available to you.
You decide what works best for your budget.
Financing subject to credit approval. Terms and promotional offers vary.
Three Ways to Pay. You Choose.
Affordable Monthly Payment Options*
Need a new HVAC system but don’t want a large monthly payment?
Qualified homeowners can choose reduced-APR financing designed to make a new heating and air conditioning system easier to fit into the household budget.
Starting-payment options available.*
Payments From $157/Month*
Starting-payment options for qualified homeowners.
Best for:
Homeowners who want to minimize the impact on their monthly budget.
0% Promotional Financing Available*
Have the money available but would rather keep it in savings?
Qualified homeowners may have access to promotional 0% interest financing on eligible purchases.
This can allow you to replace your HVAC system now while keeping more of your savings available for emergencies, investments or other priorities.
Best for:
Homeowners who value preserving cash and paying the purchase off over a shorter period.
Pay in Full
Prefer to avoid financing altogether?
Pay the full installed price and eliminate financing and interest from the equation.
You’ll receive the same straightforward CoolTex proposal showing exactly what you’re getting and exactly what it costs.
Best for:
Homeowners who have the available funds and want to minimize their total cost.
Professional Financing Without Hiding the Price.
A low monthly payment can make a new HVAC system easier to afford.
But there’s another number you deserve to know:
What does the system actually cost?
Some HVAC advertising focuses almost entirely on monthly payments.
CoolTex takes a different approach.
We show you the full installed price first.
Then we’ll show you the available ways to pay for it.
You see the price. You see the options. You decide.
That’s part of what we mean by honest, upfront pricing.
Three Ways to Pay
| LOWER PAYMENT | KEEP YOUR CASH | PAY IN FULL | |
|---|---|---|---|
| Best for | Monthly affordability | Preserving savings | Lowest total cost |
| Financing | Reduced APR* | Promotional 0%* | None |
| Cash required upfront | Low | Low | Highest |
| Monthly payment | Lowest | Higher | None |
| Full installed price shown | |||
| You choose |
Not sure which makes sense? We’ll show you the options available for your system so you can compare them yourself.
You Don’t Have to Choose Between Cheap and Professional.
Professional financing is one of the advantages of working with an established HVAC contractor.
But having access to financing shouldn’t mean paying an unnecessarily inflated price for your HVAC system.
CoolTex was built to provide the professionalism customers expect from a larger HVAC company — including flexible financing, licensed and insured service, quality installation, strong warranties and dependable support — while maintaining the value and personal service of a locally owned company.
Professional HVAC. Fairly Priced.
Financing Can Make Sense Even If You Have the Cash
Financing isn’t necessarily about whether you can afford to pay cash.
Sometimes it’s about deciding where you want your money to be.
Instead of using thousands of dollars of savings for an HVAC replacement, qualified homeowners may choose financing and keep more of their cash available for:
- Emergency savings
- Home repairs
- Investments
- Unexpected expenses
- Other financial priorities
For some homeowners, paying in full will make the most sense.
For others, promotional 0% financing may be attractive.
And for others, keeping the monthly payment as low as possible may be the priority.
There isn’t one right answer. That’s why CoolTex gives you options.
Financing Isn’t Just for New HVAC Systems
An unexpected major repair can be difficult to budget for too.
Financing may also be available for qualifying HVAC repairs, including:
- Compressor replacement
- Coil replacement
- Major refrigerant-system repairs
- Blower and electrical repairs
- Other significant HVAC repairs
And financing availability doesn’t change our recommendation.
Repair When It Makes Sense. Replace When It Doesn’t.
If repairing your existing system makes financial sense, we’ll tell you.
If replacement deserves consideration, we’ll explain why.
You make the decision.
Your Comfort. Your Money. Your Decision.
Our job isn’t to convince you to choose the most expensive HVAC system or a particular financing plan. Our job is to help you understand:
- What your home needs.
- What your options are.
- What it costs.
- How you can pay for it.
Then the decision is yours.
CoolTex Heating and Air Conditioning
Locally Owned • Veteran Owned • Licensed & Insured
Serving Cypress, Katy, Sugar Land, Memorial and Greater Houston
TACLA158293C
Financing subject to credit approval. Promotional financing terms, APRs, required payments and other conditions vary by financing program and may change. Not all applicants will qualify. Actual payment and available financing will depend on purchase amount, applicable promotion and credit approval. See financing application and account agreement for complete terms.
Any specific promotional offer, including the “Payments From $157/Month” example shown above, will be accompanied by the applicable lender-required disclosure.